Chase Ink Plus Card

Overview

The Chase Ink Plus Card is a credit card aimed for businesses. With 5X points on certain utilities and office supplies, and unique perks for travelling, Ink Plus is an ideal choice for those who both run small businesses and are frequently traveling on business.

Sign-up Information

The Chase Ink Plus requires you to spend $5,000 in the first 3 months after opening the account, in order to earn 60,000 bonus miles. The annual fee is $95.

Unique Card Benefits

Earn 5x Points
on Office Supplies and on Cellular phone, landline, internet and cable services.

Earn 2X points
on up to the first $50,000 spent in combined purchases on hotel accommodations and at gas stations

Earn 1x points
on all additional spend

20% off
on points when redeeming through Chase Ultimate Rewards

Trip Cancelation/Interruption Insurance

Should you fail to go on your trip due to weather, sickness, and/or other extraordinary circumstances, Chase will reimburse up to $5,000 per trip for prepaid items such as hotel bookings, flights, and passenger fares.

Additional Benefits

• Purchase Protection for items purchased with this card (up to $10,000)
• Extended Warranty (up to an additional year)
• Return Protection (up to $500 per item, with a limit of $1,000 per year)

Rewards

The Chase Ink Bold card earns Chase Ultimate Reward points which can be used for cash back or gift cards. By far the best value is to transfer Chase Ultimate Reward points to partner airlines and hotels.

Transfer Partners

Chase Ultimate Reward points can be transferred to Singapore Airlines, British Airlines, United Airlines, Southwest Airlines, Hyatt, and other airline and hotel partners.

Conclusion

The 5x bonus points on utilities and purchases at office supply stores can allow you rack up miles quickly, especially If you are a business owner who spends a considerable amount in those categories.

On top of that, earning 2x bonus points for hotel stays & gas purchases and no foreign transaction fees makes this card one of the best cards currently available for small business owners.This is my go to card when I am abroad and not making any minimum spend.