Best Credit Card Offers
Cards ranked by total first year value including signup bonus and credits received.
Its 200,000-point signup bonus worth roughly $4,000 and $800 in annual travel credits easily offset the $895 fee.
Its 175,000-point bonus worth $3,500 plus over $600 in annual travel credits far exceeds the $895 fee.
Five Free Night Awards worth up to 250,000 total Bonvoy points deliver roughly $2,000 in value against a $95 annual fee.
Its $1,979 first-year value comes from 100,000 points worth $2,000 plus $220 in annual credits against just $325.
The 100,000-point signup bonus worth $2,000 at 2.0 cents each far exceeds the $95 annual fee.
The 100,000-point signup bonus worth $2,000 plus adaptive 4x earning on top spending categories delivers $1,865 in first-year value.
The 75,000-mile bonus at 1.85 cents each plus a $250 travel credit delivers $1,543 in first-year value against a $95 fee.
The $0 annual fee card delivers $1,500 first-year value thanks to a 75,000-point bonus worth $1,500 at 2.0 cents each.
The 75,000-point signup bonus worth roughly $1,500 in travel plus flexible 1:1 transfer partners far outweighs the $95 annual fee.
The included Admirals Club membership alone is worth over $850, making the $595 fee a bargain before counting the 70,000-mile bonus.
Advertiser Disclosure: TopMiles may receive compensation when you apply for cards through our links. Card details are accurate as of the last update but may change — always verify terms on the issuer’s website.